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  • FAQs

    How long do I repay my loan – minimum term and maximum?
    Is the loan insured?
    What happens if I pass away and I still have to pay back my loan?
    What happens if I get retrenched?
    How long does the loan process take to disburse?
    Is there a penalty fee for an early settlement?
    Should I be banking at a particular bank?
    How many branches do you have?
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Loans

Bayport loans provide financial solutions for ordinary people who want to achieve extraordinary things. If you need a personal loan, a business loan or are investing in your future, Bayport offers a range of products to suit your needs. Our unsecured loans offer the advantage of not having to provide any guarantees through valuable assets like vehicles or property.

Applying for a Bayport loan offers you the benefits of:

  • No sureties
  • No guarantees
  • No collateral
  • No deposits
  • No post-dated cheques

Applying for a loan is easier than ever. All it takes is one visit to a Bayport branch to secure your loan. Simply visit your nearest branch or submit your details and one of our agents will contact you directly. If you are unable to reach the nearest Bayport branch, Bayport’s mobile network has a team of mobile agents who will come to you and help you apply for a loan.

At Bayport we believe in responsible credit and ensure that our clients understand the terms of repayment and borrow for the right reasons. With Bayport’s Credit Life, customers receive insurance cover that pays the outstanding balance of their loan, should they become retrenched, disabled, pass away or contract a dreaded disease.