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  • FAQs

    How long do I repay my loan – minimum term and maximum?
    Minimum one (1) month and maximum sixty (60) months.
    Is the loan insured?
    All loans are immediately insured through Bayport’s Credit Life product.
    What happens if I pass away and I still have to pay back my loan?
    As soon as you take out a loan with Bayport your loan amount is immediately insured with our Credit Life product, which will take care of your loan when you can’t. If you are retrenched, disabled, pass away or get a dreaded disease like cancer, the money you still owe on your loan will be paid back to Bayport by the insurance company.However, please note that death by suicide within 12 months of taking out the loan is not covered by Credit Life insurance.
    What happens if I get retrenched?
    Again, Bayport’s Credit Life insurance product will take care of your loan when you can’t. When you take out a Bayport loan, you take out Credit Life Cover at the same time. If you are retrenched, disabled, pass away or get a dreaded disease like cancer, the money you still owe on your loan will be paid back to Bayport by the insurance company.
    How long does the loan process take to disburse?
    After receiving all documentations – 48hrs.
    Is there a penalty fee for an early settlement?
    Yes, there is a penalty fee of three (3) months interest.
    Should I be banking at a particular bank?
    No, you can bank at any of your choice.
    How many branches do you have?
    We have fourteen (14) branches currently, and are in the process of expanding and more branches will be opened in the near future.

    • Francistown
    • Gaborone
    • Gaborone Head Office
    • Ghanzi
    • Molepolole
    • Kanye
    • Kang
    • Lobatse
    • Maun
    • Mahalapye
    • Palapye
    • Phikwe
    • Serowe
    • Tshabong
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Branch Locator

Bayport Botswana Product Offering

At Bayport Financial Services, we provide simple and innovative financial solutions that are designed to be easily accessible. We pride ourselves on our ‘one visit’ model. There is no waiting and revisiting branches or calling to follow up. Also, we were the first, and remain one of only a few financial services companies with a far-reaching mobile distribution network.

Our agents are able to come to you if you are unable to get to one of our many branches. This will save you transport costs and time away from work or home. ‘One visit’ is all it takes to secure a loan.

Qualifying criteria and required documentation

To qualify for a loan you must be permanently employed by the government for more than three months and your salary must be deposited into your bank account.

You will need the following documentation to apply:

  • Latest payslip
  • One month’s bank statement showing your latest salary deposit
  • A certified copy of your Omang Card