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    • FAQs

    How long do I repay my loan – minimum term and maximum?
    Minimum one (1) month and maximum sixty (60) months.
    Is the loan insured?
    All loans are immediately insured through Bayport’s Credit Life product.
    What happens if I pass away and I still have to pay back my loan?
    As soon as you take out a loan with Bayport your loan amount is immediately insured with our Credit Life product, which will take care of your loan when you can’t. If you are retrenched, disabled, pass away or get a dreaded disease like cancer, the money you still owe on your loan will be paid back to Bayport by the insurance company.However, please note that death by suicide within 12 months of taking out the loan is not covered by Credit Life insurance.
    What happens if I get retrenched?
    Again, Bayport’s Credit Life insurance product will take care of your loan when you can’t. When you take out a Bayport loan, you take out Credit Life Cover at the same time. If you are retrenched, disabled, pass away or get a dreaded disease like cancer, the money you still owe on your loan will be paid back to Bayport by the insurance company.
    How long does the loan process take to disburse?
    After receiving all documentations – 48hrs.
    Is there a penalty fee for an early settlement?
    Yes, there is a penalty fee of three (3) months interest.
    Should I be banking at a particular bank?
    No, you can bank at any of your choice.
    How many branches do you have?
    We have fourteen (14) branches currently, and are in the process of expanding and more branches will be opened in the near future.

    • Francistown
    • Gaborone
    • Gaborone Head Office
    • Ghanzi
    • Molepolole
    • Kanye
    • Kang
    • Lobatse
    • Maun
    • Mahalapye
    • Palapye
    • Phikwe
    • Serowe
    • Tshabong
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Long Term Loan

A Bayport long term loan allows you to borrow maximum cash amounts that can be repaid over a 36 to 60 month period. Repayments are more affordable to manage as you will have more time to pay back the loan. If you are looking to make the following investments, then a long term loan is best for you:

  • Buying a car
  • Buying a house
  • Business investment

apply-now-iconA professional Bayport agent will be able to advise, assist and guide you through the process of making a long term loan commitment. At Bayport we facilitate economic development and social change.