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  • FAQs

    How long do I repay my loan – minimum term and maximum?
    Minimum one (1) month and maximum sixty (60) months.
    Is the loan insured?
    All loans are immediately insured through Bayport’s Credit Life product.
    What happens if I pass away and I still have to pay back my loan?
    As soon as you take out a loan with Bayport your loan amount is immediately insured with our Credit Life product, which will take care of your loan when you can’t. If you are retrenched, disabled, pass away or get a dreaded disease like cancer, the money you still owe on your loan will be paid back to Bayport by the insurance company.However, please note that death by suicide within 12 months of taking out the loan is not covered by Credit Life insurance.
    What happens if I get retrenched?
    Again, Bayport’s Credit Life insurance product will take care of your loan when you can’t. When you take out a Bayport loan, you take out Credit Life Cover at the same time. If you are retrenched, disabled, pass away or get a dreaded disease like cancer, the money you still owe on your loan will be paid back to Bayport by the insurance company.
    How long does the loan process take to disburse?
    After receiving all documentations – 48hrs.
    Is there a penalty fee for an early settlement?
    Yes, there is a penalty fee of three (3) months interest.
    Should I be banking at a particular bank?
    No, you can bank at any of your choice.
    How many branches do you have?
    We have fourteen (14) branches currently, and are in the process of expanding and more branches will be opened in the near future.

    • Francistown
    • Gaborone
    • Gaborone Head Office
    • Ghanzi
    • Molepolole
    • Kanye
    • Kang
    • Lobatse
    • Maun
    • Mahalapye
    • Palapye
    • Phikwe
    • Serowe
    • Tshabong
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GENERAL COMPETITION TERMS AND CONDITIONS

BAYPORT BOTSWANA

GENERAL COMPETITION TERMS AND CONDITIONS

General

Please read these terms and conditions carefully. The terms and conditions set out below apply to all participants submitting entries for any competition conducted by Bayport Botswana (“Bayport”) (the “Competitions”).

These terms and conditions are known as the “Rules”.

Bayport reserves the right to cancel or amend all or any part of the Competitions and/or the Rules without notice for any event that is outside of Bayport’s reasonable control. Any changes to the Rules, or cancellation of a Competition, will be posted on the Bayport website (www.bayportbotswana.com) or by contacting the customer care hotline on +267 7136 8000. It is the responsibility of entrants to keep themselves informed as to any changes to the Rules.

In the event of any dispute regarding the Rules, the conduct or results of the Competitions, or any other matter relating to a Competition, the decision of Bayport shall be final and unchallengeable and no correspondence or discussion shall be entered into, comment issued, or reason given in respect of any decision made by Bayport.

Competition Entrants

By entering a Competition, you hereby warrant that all information submitted by you in your entry is true, accurate and complete in every respect. Bayport reserves the right to verify any information contained in your entry and/or your eligibility to enter the Competitions.

The Competitions are only open to persons who are resident in Botswana and persons who are resident outside of Botswana may not apply.

Employees, directors, agents, contractors, suppliers and consultants of Bayport and all other participating companies and their immediate families, life partners, associates, or business partners do not qualify to participate or win in a Competition.

Bayport reserves the right in its absolute discretion to disqualify any entrant if it has reasonable grounds to believe that an entrant has breached any of the Rules, any applicable law (including copyright law) or has otherwise infringed the intellectual property of any other person. Each entrant acknowledges and agrees that any failure to comply with the Rules could lead to Bayport disqualifying that person, without Bayport giving any reason for such disqualification or granting any opportunity for challenge.

In the case of competitions on social media platforms such as Twitter and Facebook, entrants are required to utilize their personal accounts. The use of secondary and fictitious accounts will result in disqualification.

Prize-winners

Prize-winners will be notified by means of telephone and Facebook Messenger, unless the specific competition details say otherwise. In the event that a prize-winner is selected from a draw, then such prize winner will not be required to be present at the event of such draw.

No prize will be awarded where any entrant has committed any form of misconduct (as determined by Bayport in its sole discretion).

All prize-winners, unless otherwise stated, will be notified via telephone within 28 days of the closing of the Competition.

The results of all Competitions will be made public on the Bayport Botswana Facebook page and Twitter profile.

Prizes are non-transferable and there is no cash alternative. In the event of a prize being unavailable for any reason Bayport reserves the right to substitute prizes of equal or greater value at any time.

In the event that Bayport cannot reach a prize-winner via telephone within 28 days, Bayport reserves the right to disqualify the prize-winner and select an alternative prize-winner in accordance with the Competition details.

Prize-winners may be requested to take part in publicity campaigns for broadcast or publishing purposes; however prize-winners will not be entitled to remuneration in exchange for such publicity. Should such prize-winners elect to take part in any publicity campaigns, such publicity may include, but will not be limited to, images, statements and information about the winners. All publicity materials remain the property of Bayport and their promoters.

Liability

Bayport accepts no responsibility for any damage, loss, injury or disappointment of any kind suffered by any entrant in entering a Competition, including as a result of any entrant winning or not winning any prize.

Upon collection of any Prize by the winner, all risk, liability and transportation costs to and from the event passes to the winner and Bayport ceases to be liable for any damage, loss or defect thereafter.

Bayport does not make any representations or give any warranties, whether expressly or implicitly, as to the Prize, and in particular, but without limitation, makes no representations and gives no warranty that –

your entry or participation in the competition will necessarily result in you winning a Prize;

a Prize, or any aspect thereof, will meet your, requirements, preferences, standards or expectations; or

a Prize, or any aspect thereof, will be satisfactory, punctual, free from defects, safe or reliable.

Intellectual Property Rights and Data Protection

Bayport will use any personal information that you provide with your Entry for the purposes of a Competition and where you have given your consent, for marketing purposes including the distribution of regular email or SMS updates or newsletters. Any personal information relating to entrants will be used solely by Bayport in accordance with applicable data protection legislation.

Governing Law and Jurisdiction

These Rules shall be governed and interpreted in accordance with the laws of Botswana.

The Parties agree that the Botswana courts shall have exclusive jurisdiction with regard to any matter contemplated herein.

Competition Entries

The competition will run on Bayport Botswana’s social media platform – Facebook. The competition will be publicised on Bayport’s –

Facebook page; and Twitter profile.

The Competition will run from 17 March 2017, 10.30am up until 30 March 2017 12 am (midnight), and no late entries will be accepted.

Each week, entrants will be required to –

Like and share the competition post on Facebook and comment with the hashtags (#) #BayportKnowsKast #TlatsaLebala

Only one entry will be allowed per person

Each week a winner will be randomly selected from those entrants that have answered and shared the post correctly

Prizes

Each winner will receive one ticket to the Kast concert to the value of P 120.