Money Quest Investments (Pty) Ltd T/A Bayport Financial Services Cookie Notice
1. Introduction
Your privacy is of utmost importance to Bayport Financial Services Botswana (“Bayport”). This Cookie Notice explains how we use cookies on our websites, including but not limited to www.bayportbotswana.com, and how they help us enhance your experience while safeguarding your personal data.
Bayport is committed to protecting your personal information in line with the Data Protection Act, 2024, and the EU General Data Protection Regulation (GDPR), where applicable. For a detailed explanation of how we collect, process, and protect your personal data, please refer to our Privacy Notice.
2. What are cookies?
Cookies are small text files stored on your device (e.g., computer, tablet, or smartphone) by a website. They serve various purposes, such as:
- Remembering your preferences.
- Enhancing website functionality.
- Tracking your interactions to improve your experience.
Cookies do not typically identify you personally, but they may associate certain behaviours or preferences with your device. If your device is linked to identifiable information (e.g., through a registered account or app), we may use cookies in combination with this information to better serve you.
3. Types of cookies we use
i. First-Party Cookies
Purpose: These are set by our website and are essential for core functionalities like payment authentication, language preferences, and session continuity.
Examples:
a) Browser/device identification.
b) Session cookies to track login activity.
Duration: Some expire at the end of your browsing session, while others persist for a defined period unless manually deleted.
ii. Third-Party Cookies
Purpose: These cookies are created by external domains and help with analytics, personalised advertising, and cross-site tracking.
Examples:
a) Cookies used for marketing campaigns or retargeting ads.
Duration: Typically persist beyond a single session unless cleared manually.
4. Why do we use cookies?
We use cookies for lawful purposes under the GDPR, including:
- Performance and Analytics: To understand how users interact with our website and improve its performance.
- Security and Fraud Prevention: To detect and prevent unauthorised access, fraud, and other malicious activities.
- Personalised Marketing: To deliver content and advertisements tailored to your preferences.
- Enhanced User Experience: To remember your preferences, such as language and login details, for seamless interactions.
5. Your rights and cookie control
Under the Data Protection Act, 2024 and the GDPR, you have the right to control your cookie preferences. You may:
- Provide Consent: By continuing to use our website, you consent to our use of cookies as outlined in this notice.
- Withdraw Consent: You can withdraw your consent or change your cookie settings at any time through your browser settings.
- Disable Cookies: Most browsers allow you to block cookies. Please note that disabling cookies may impact your user experience, particularly for essential services like secure login and transactions.
6. Security measures for cookies
Bayport ensures cookie security through the following measures:
- Secure Transmission (HTTPS): Cookies are only transmitted over encrypted connections to prevent interception.
- Restricted Access (SameSite Cookies): Cookies are restricted to Bayport’s domain unless necessary for a specific service.
- Defined Expiry: All cookies have a clear expiration date, ensuring they are not stored longer than necessary.
- Minimised Data Usage: Cookies are designed to collect only the minimum data required for their purpose.
7. Children’s privacy
At Bayport, we are committed to protecting the privacy of all users, including children. As our products and services, including loans, are exclusively available to individuals aged 18 and above, our platforms are not intended for or directed toward children.
We do not knowingly collect cookies or process data for marketing or other purposes from anyone under the age of 18. If we become aware of any data being inadvertently collected from individuals under this age, we will promptly take appropriate measures to delete such information, ensuring compliance with the Data Protection Act, 2024, and the GDPR.
8. Impact of disabling cookies
While you can disable cookies, please note the following:
- Essential features such as secure login and personalised account management may be affected.
- Previous cookies will remain on your device until manually deleted but will no longer be active.
- Certain features and advertisements may no longer be tailored to your preferences.
9. Contact us
If you have questions about how we use cookies or your rights under applicable data protection laws, please contact us at customercare@bayport.co.bw or refer to our Privacy Notice on our website.